Additional Cofidis information
Cofidis is one of the most famous and veteran lenders in the direct credit sector. With more than 3 decades of experience, starting with telephone sales, most of the applications are currently answered through its website. In Spain, where it has been operating for some 20 years, it has granted more than one and a half million loans to date and close to 90% of its clients recommend its services .
Cofidis grants direct credits of between 500 and 4,000 euros , although recently it has launched the new Project Credit, with which you can obtain up to 15,000 euros. The product called Cofidis Credit, which reaches 4,000 euros commented, allows you to have the amount you need without having to justify the destination that you will give to the money and without having to provide any kind of endorsement.
The loan guarantee will be your own solvency , for which it will be necessary to justify your usual income, be it a payroll, a pension or the pertinent documents that identify you as self-employed and that allow you to see your level of income. In addition, a photocopy of the DNI, NIE or Passport must be provided, the application duly completed and signed (which we will receive in PDF when filling out the online form) and a direct debit or bank statement.
Simulate and ask for a loan from Cofidis
When you access the Cofidis website before requesting the money, there is a box in which a simulation of the loan we need is made. Through sliding bars you choose the amount of money that is going to be requested and the amount of the monthly payment that you want to pay, in this way the term is set.
If we are satisfied with the loan amount and the monthly installments, simply click on the “request xxx eur” button to start the firm application.
Once Cofidis receives your documentation and confirms that you are able to receive the credit, the money will be transferred immediately and will be in your account in less than 24 hours . The maximum term for the return of Cofidis Credit is 48 months, but once authorized, you will have full flexibility to advance money, postpone the payment of any fee or increase the amount of money.
New credit Project of up to 15,000 euros
Recently, Cofidis has launched a new product called Project Credit. With it you can get from 4,000 to 15,000 euros . Unlike the Cofidis Credit, with this one you will have to indicate for what you need the money, be it for a new car, a reform of the home, a motorcycle, a trip, pay for studies, etc. Here the maximum term to return the capital is up to 72 months.
The interest rate is very competitive, from 4.95%, although the usual rate, depending on the project and the percentage to be financed, is around 7.95% with an opening commission of 2%. These conditions, if we compare them with other personal loans of traditional banks, are really competitive and it is one of the cheapest loans in the market , contrary to what many people may think of Cofidis.
The possibilities of obtaining financing with this company are greater than in banking, and now even with better conditions. Carrying out the online credit calculation through the Cofidis website will take less than a minute, and you will have a proposal to compare with other options.