Small Fast Online Loans: Offers To Get Loans Easy, Secure And Fast

In this period of economic crisis, many people are forced to resort to indebtedness also to cope with small unforeseen expenses . Here are some solutions that allow you to solve this type of need. Italian families are increasingly affected by the harmful effects of the increase in the cost of living. This phenomenon is due to the fact that the considerable tax burden has a significant impact on the prices of all basic necessities and on the services of freelancers.

To overcome this phenomenon, today there are many proposals available to help you get , in a very short time , a small loan you can count on to fulfill even the commitments previously agreed. In order to better choose the product that best suits your needs, it is best to estimate the quotes directly online, paying particular attention to the interest rates that the agency or bank will apply at the time of subscription.

 

ING Direct offers an interesting solution

ING Direct offers an interesting solution

 

This banking institution offers you a loan starting from 3000 euros , simply after having opened an account online in which at least one pay slip must be credited. This procedure will take place without any operating costs and will allow you to take out a loan, which you can return in convenient monthly installments . This debt can also be extinguished totally or partially without any ancillary costs, even before the scheduled date. To obtain financing through ING Direct, you do not need to be a long-term client, but you only need to be a current account and a monthly paycheck. Furthermore, the entire bureaucratic process can be managed from the comfort of home without running expenses.

Small loans from Italian Post Office

Small loans from Italian Post Office

If you have a BancoPosta account, you can request the BancoPosta Online Loan in a very short time. This product will allow you to receive up to 30,000 euros to be returned in convenient monthly installments , which will be debited directly to your account without any additional costs. By stipulating this loan with Poste Italiane, you will have the opportunity to count on the seriousness and solidity of a company that daily strives to meet the needs of Italians.

A valid financial alternative is guaranteed by the “Fineco” loans

If you are thinking about starting a loan at a convenient rate and without any specific requirements, a valid answer to your needs has been studied by the Fineco bank . In fact, you will be able to obtain, in very short times, a loan that can reach € 50,000 . The interest rate will be calculated based on the duration of the loan and will be adjusted according to your specific needs. Finecobank has also created a mini-credit for up to 3000 euros for all its account holders, which can be signed electronically without any activation fee. As for the requirements to take advantage of these advantageous financial plans, it must be stressed that it will be necessary to hold a current account for at least three months, in which a salary or a pension will have to be credited.

If you are a customer whose credit has already been ascertained by the bank, mortgage applications that do not exceed the sum of 15,000 euros will be taken into account immediately. In addition, the interest rate may vary based on the period elapsed since the opening date of the current account. The latter must necessarily indicate a balance that should not be below -500 euros. It is important to remember that Finecobank does not grant loans to persons over 70 years of age . It can be concluded by saying that receiving amounts of money by way of the Internet, is undoubtedly an important alternative to ensure that families or small businesses, are able to find the resources to meet their needs.

Findomestic Loan: Simulation, Calculation Installment and Offers for Findomestic Loans and Personal Loans

Findomestic is a company specializing in the provision of loans and loans, including ib for the consumer credit sector. Its service is divided between branches throughout the country, telephone contacts with specialized operators and institutional site where it is possible to make requests for loans and loans . In fact it is possible to have a quote quickly and simulate a loan, being able to immediately understand what the weight of the amortization will be for the return of the desired sum.

Assignment of the fifth of the salary

 

Findomestic granting personal loans with the assignment of the fifth salary or pension , popular formula in the consumer credit market. It consists in the disbursement of a loan and the payment of the monthly payment in relation to a pre-established sum, just the fifth part of the salary or pension. Just present the documentation , especially the paycheck or pension slip, so that we can proceed with the examination of the possible disbursement of the loan.

The request can be presented directly to an operator at a branch or by calling the toll-free number 800 254 762, or the online procedure can be activated. In this case you need to fill in the appropriate form, apply the Digital Signature, send the necessary documentation and you can easily follow the process to approve your loan application . As indicated on the Findomestic website, for example by requesting a loan of 15,000 euros , you will have:

  • TAN fixed at 5.80%;
  • Fixed APR at 5.95%
  • amortization in 120 installments of 176 euros per month, returning a total of 21,120 euros.

Furthermore, there are no fees for brokerage or investigation fees , practical management, stamp duty for periodic or replacement communications . Comparing this loan with other financial products in the sector, it is very convenient in terms of fixed interest rates and the convenience of paying in 120 installments with a monthly outlay which is a good one in the fifth salary or pension.

Personal loan without a paycheck or pension

Personal loan without a paycheck or pension

 

Findomestic offers a financial product called Flexible Personal Loan , which is a form of credit aimed at those who do not have a paycheck or pension and as a result can not access the assignment of the fifth. This loan implies the presentation of a different form of guarantee , but still present and essential for the approval of the request. The requirements and features of the Findomestic loan are:

 Findomestic loan

  • the amount payable must be between 1,000 and 60,000 euros;
  • is aimed at fully financing the project. In this case we mean the reason why the loan is requested. For example for the purchase of a car, the renovation of the house, furniture or for the purchase and sale of a small building;
  • you must be a current account holder;
  • the applicant’s age must be between 18 and 75 years;
  • it serves the residence within the Italian territory;
  • you can take advantage of the change installment or installment jump option;
  • a demonstrable income is needed.

As mentioned above, it is necessary that the applicant can prove that he has an income not derived from a paycheck or pension. In this case we talk about income deriving from other activities, like the self-employed through the Unico model . However, other forms of income that can be borrowed are included, which can be:

  • possession of a rental property for which a regular fee is received. In this case it is necessary to provide a copy of the regular registered contract and the receipts for the payment of the rent;
  • a divorce allowance;
  • an income deriving from investments in securities or shares, which is sufficient to the extent and duration to guarantee repayment of the loan;
  • forms of discontinuous work, such as giving private lessons, but which is demonstrable and can be a guarantee for the repayment of the loan;
  • other forms of income demonstrable and acceptable by the financial institution.

It should be noted immediately that the amount of the sum granted is obviously dependent on the guarantee provided. Even if you can request a maximum of 60,000 euros , it does not imply that the loan will be accepted if the applicant can not guarantee the regular payment of the monthly payment for the entire period of the amortization. On the institutional site there is a convenient simulator that allows you to check the possibility of the loan, just enter the amount and monthly installment.