In this period of economic crisis, many people are forced to resort to indebtedness also to cope with small unforeseen expenses . Here are some solutions that allow you to solve this type of need. Italian families are increasingly affected by the harmful effects of the increase in the cost of living. This phenomenon is due to the fact that the considerable tax burden has a significant impact on the prices of all basic necessities and on the services of freelancers.
To overcome this phenomenon, today there are many proposals available to help you get , in a very short time , a small loan you can count on to fulfill even the commitments previously agreed. In order to better choose the product that best suits your needs, it is best to estimate the quotes directly online, paying particular attention to the interest rates that the agency or bank will apply at the time of subscription.
ING Direct offers an interesting solution
This banking institution offers you a loan starting from 3000 euros , simply after having opened an account online in which at least one pay slip must be credited. This procedure will take place without any operating costs and will allow you to take out a loan, which you can return in convenient monthly installments . This debt can also be extinguished totally or partially without any ancillary costs, even before the scheduled date. To obtain financing through ING Direct, you do not need to be a long-term client, but you only need to be a current account and a monthly paycheck. Furthermore, the entire bureaucratic process can be managed from the comfort of home without running expenses.
Small loans from Italian Post Office
If you have a BancoPosta account, you can request the BancoPosta Online Loan in a very short time. This product will allow you to receive up to 30,000 euros to be returned in convenient monthly installments , which will be debited directly to your account without any additional costs. By stipulating this loan with Poste Italiane, you will have the opportunity to count on the seriousness and solidity of a company that daily strives to meet the needs of Italians.
A valid financial alternative is guaranteed by the “Fineco” loans
If you are thinking about starting a loan at a convenient rate and without any specific requirements, a valid answer to your needs has been studied by the Fineco bank . In fact, you will be able to obtain, in very short times, a loan that can reach € 50,000 . The interest rate will be calculated based on the duration of the loan and will be adjusted according to your specific needs. Finecobank has also created a mini-credit for up to 3000 euros for all its account holders, which can be signed electronically without any activation fee. As for the requirements to take advantage of these advantageous financial plans, it must be stressed that it will be necessary to hold a current account for at least three months, in which a salary or a pension will have to be credited.
If you are a customer whose credit has already been ascertained by the bank, mortgage applications that do not exceed the sum of 15,000 euros will be taken into account immediately. In addition, the interest rate may vary based on the period elapsed since the opening date of the current account. The latter must necessarily indicate a balance that should not be below -500 euros. It is important to remember that Finecobank does not grant loans to persons over 70 years of age . It can be concluded by saying that receiving amounts of money by way of the Internet, is undoubtedly an important alternative to ensure that families or small businesses, are able to find the resources to meet their needs.